VAS & Bill Payments

Every bill your users pay, one API.

Add Nigerian airtime, data, electricity, cable TV and betting wallet payments alongside digital gift cards. Biller and redemption availability depend on the destination and provider.

Nigerian billersElectricity tokensDigital gift cards
curl -X POST https://api.getpaddle.online/v1/bills/pay \
  -H "Authorization: Bearer sk_test_..." \
  -d '{ "biller": "ikeja-electric", "meter": "45012345678", "amount": 500000 }'

Capabilities

Everything in VAS & Bill Payments

Airtime & data

MTN, Airtel, Glo and 9mobile with instant delivery.

Electricity

Prepaid tokens and postpaid bills across DisCos.

Cable TV

DStv, GOtv and Startimes subscriptions and renewals.

Betting & gift cards

Fund betting wallets and sell digital gift cards.

How it works

Live in three steps

01

List billers

02

Validate the customer

03

Pay and deliver

Works great with

More from the platform

Paddle apps

Get Paddle everywhere.

Take payments, send payouts and manage cards from your phone with Paddle Business, or move money every day with Paddle User.

SoftPOS

₦24,500

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Wallet

₦24,500

VIRTUAL CARD
•••• 4021

Pan-African ambition. Worldwide connections.

Built for Africa.
Connected to the world.

From a local launch to cross-border growth, bring collections, accounts, payouts and treasury together. Choose the products and payment routes that fit your business and destination.

Africa to the world

Connect your African business to customers, teams and suppliers through payouts to 150+ countries.

Get paid across borders

Dedicated global accounts in 18 currencies, with supported local clearing such as ACH, SEPA and Faster Payments.

Local expertise. Global reach.

Combine international accounts and FX with market-specific products — including Nigerian NUBANs, NIP transfers and local bill payments.

Availability depends on the product, country, currency, partner coverage and business verification. Nigerian NUBAN and NIP services are domestic rails, not worldwide payment methods.

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Payout countries

0

Account currencies

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Live APIs

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Nigerian banks & wallets

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Integration

Paddle Build Studio

Want us to build it with you?

Build for Africa and the world. Our team can deliver your fintech, web or mobile product in 2–3 weeks — or integrate Paddle APIs and build it yourself.

Security

Bank-grade by default

Encryption everywhere

TLS 1.2+ in transit, AES-256 at rest.

Licensed partners

Banking services through licensed partners; Nigerian accounts through CBN-licensed banks.

Data protection

Data safeguards and privacy controls, including NDPA/NDPR requirements for Nigeria.

Signed webhooks

HMAC-SHA256 signatures on every event.

Trusted by teams building on Paddle APIs

HHilltoppay
PPaypod
RRentilly

Explore all questions