For Fintechs
Launch your fintech without building a bank.
Build financial products for African and international customers with accounts, transfers, cards, KYB and ledgers. Combine supported local rails with global accounts and treasury.
Built for you
What you can do on day one
Wallets in a day
Combine customer ledgers with supported account products — Nigerian NUBANs for local funding and global accounts for cross-border needs.
Compliance built in
KYB, AML screening and OTP verification on the same API key.
Cards for your users
Issue virtual USD and NGN cards inside your app.
Checkout for your users
Let your users accept payments with the Paddle Payment Gateway under your brand.
Your stack
The Paddle products behind it
Settlement starts the moment checkout completes — cards settle T+1, while bank transfer, USSD and OPay settle instantly, in near-milliseconds.
Outcomes
What teams get
- Move from testing to launch efficiently
- One integration, one dashboard
- Partner-bank backed accounts
Pan-African ambition. Worldwide connections.
Built for Africa.
Connected to the world.
From a local launch to cross-border growth, bring collections, accounts, payouts and treasury together. Choose the products and payment routes that fit your business and destination.
Africa to the world
Connect your African business to customers, teams and suppliers through payouts to 150+ countries.
Get paid across borders
Dedicated global accounts in 18 currencies, with supported local clearing such as ACH, SEPA and Faster Payments.
Local expertise. Global reach.
Combine international accounts and FX with market-specific products — including Nigerian NUBANs, NIP transfers and local bill payments.
Availability depends on the product, country, currency, partner coverage and business verification. Nigerian NUBAN and NIP services are domestic rails, not worldwide payment methods.
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Payout countries
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Account currencies
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Live APIs
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Nigerian banks & wallets
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Integration
Getting started
From sandbox to live in four steps
Create a sandbox account
Access test credentials and integration tools.
Build with test data
Simulate deposits, payouts and webhooks.
Complete KYB
Submit your business documents for review.
Go live
Switch to live keys and start moving money.
Paddle Build Studio
Want us to build it with you?
Build for Africa and the world. Our team can deliver your fintech, web or mobile product in 2–3 weeks — or integrate Paddle APIs and build it yourself.
Trusted by teams building on Paddle APIs