Payouts & Transfers

Pay locally. Reach the world.

Pay teams, sellers and suppliers in 150+ countries through global payout rails. For Nigerian recipients, send single and bulk NIP transfers to 120+ banks and wallets with name resolution and automatic retries.

150+ payout countries120+ Nigerian banks & walletsBulk payoutsAuto retry
curl -X POST https://api.getpaddle.online/v1/transfers \
  -H "Authorization: Bearer sk_test_..." \
  -d '{ "amount": 250000, "bank_code": "058", "account_number": "0123456789" }'

Capabilities

Everything in Payouts & Transfers

Cross-border payouts

Reach recipients in 150+ countries through supported destination currencies and payout routes.

Account name resolution

Verify the recipient before money leaves your balance.

Bulk payouts

Upload a CSV or send an array — pay thousands in one call.

Automatic failover

Transfers re-route across rails when a bank is slow.

Real-time status

Webhooks for every state: pending, successful, reversed.

How it works

Live in three steps

01

Resolve the account

02

Create a transfer

03

Track via webhook

Works great with

More from the platform

Paddle apps

Get Paddle everywhere.

Take payments, send payouts and manage cards from your phone with Paddle Business, or move money every day with Paddle User.

SoftPOS

₦24,500

123456789

Wallet

₦24,500

VIRTUAL CARD
•••• 4021

Pan-African ambition. Worldwide connections.

Built for Africa.
Connected to the world.

From a local launch to cross-border growth, bring collections, accounts, payouts and treasury together. Choose the products and payment routes that fit your business and destination.

Africa to the world

Connect your African business to customers, teams and suppliers through payouts to 150+ countries.

Get paid across borders

Dedicated global accounts in 18 currencies, with supported local clearing such as ACH, SEPA and Faster Payments.

Local expertise. Global reach.

Combine international accounts and FX with market-specific products — including Nigerian NUBANs, NIP transfers and local bill payments.

Availability depends on the product, country, currency, partner coverage and business verification. Nigerian NUBAN and NIP services are domestic rails, not worldwide payment methods.

0+

Payout countries

0

Account currencies

0

Live APIs

0+

Nigerian banks & wallets

0

Integration

Paddle Build Studio

Want us to build it with you?

Build for Africa and the world. Our team can deliver your fintech, web or mobile product in 2–3 weeks — or integrate Paddle APIs and build it yourself.

Security

Bank-grade by default

Encryption everywhere

TLS 1.2+ in transit, AES-256 at rest.

Licensed partners

Banking services through licensed partners; Nigerian accounts through CBN-licensed banks.

Data protection

Data safeguards and privacy controls, including NDPA/NDPR requirements for Nigeria.

Signed webhooks

HMAC-SHA256 signatures on every event.

Trusted by teams building on Paddle APIs

HHilltoppay
PPaypod
RRentilly

Explore all questions