Card Issuing

Launch branded cards in minutes.

Issue virtual USD and NGN cards on Visa and Mastercard with spend controls, freezes and real-time authorisation events.

Virtual USD & NGNVisa & MastercardSpend controls
curl -X POST https://api.getpaddle.online/v1/cards \
  -H "Authorization: Bearer sk_test_..." \
  -d '{ "cardholder_id": "ch_21a", "currency": "USD", "brand": "visa" }'

Capabilities

Everything in Card Issuing

Instant virtual cards

Create a card and show it in your app in seconds.

Spend controls

Limits per transaction, per day, by merchant category.

Freeze & terminate

Give users full control from your app.

Live transaction feed

Authorisations and settlements streamed by webhook.

How it works

Live in three steps

01

Verify the cardholder

02

Fund and issue

03

Control spend

Works great with

More from the platform

Paddle apps

Get Paddle everywhere.

Take payments, send payouts and manage cards from your phone with Paddle Business, or move money every day with Paddle User.

SoftPOS

₦24,500

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Wallet

₦24,500

VIRTUAL CARD
•••• 4021

Pan-African ambition. Worldwide connections.

Built for Africa.
Connected to the world.

From a local launch to cross-border growth, bring collections, accounts, payouts and treasury together. Choose the products and payment routes that fit your business and destination.

Africa to the world

Connect your African business to customers, teams and suppliers through payouts to 150+ countries.

Get paid across borders

Dedicated global accounts in 18 currencies, with supported local clearing such as ACH, SEPA and Faster Payments.

Local expertise. Global reach.

Combine international accounts and FX with market-specific products — including Nigerian NUBANs, NIP transfers and local bill payments.

Availability depends on the product, country, currency, partner coverage and business verification. Nigerian NUBAN and NIP services are domestic rails, not worldwide payment methods.

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Payout countries

0

Account currencies

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Live APIs

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Nigerian banks & wallets

0

Integration

Paddle Build Studio

Want us to build it with you?

Build for Africa and the world. Our team can deliver your fintech, web or mobile product in 2–3 weeks — or integrate Paddle APIs and build it yourself.

Security

Bank-grade by default

Encryption everywhere

TLS 1.2+ in transit, AES-256 at rest.

Licensed partners

Banking services through licensed partners; Nigerian accounts through CBN-licensed banks.

Data protection

Data safeguards and privacy controls, including NDPA/NDPR requirements for Nigeria.

Signed webhooks

HMAC-SHA256 signatures on every event.

Trusted by teams building on Paddle APIs

HHilltoppay
PPaypod
RRentilly

Explore all questions