Multi-Currency Treasury

Hold, convert and pay out in 18 currencies.

Global accounts with local clearing on ACH, Fedwire, FPS, SEPA, Interac, GHIPSS and Uganda EFT, payouts to 150+ countries, plus guaranteed FX quotes and atomic swaps.

18 currenciesUSD · EUR · GBP · CADLive FX quotes150+ payout countries
curl -X POST https://api.getpaddle.online/v1/fx/quotes \
  -H "Authorization: Bearer sk_test_..." \
  -d '{ "from": "NGN", "to": "USD", "amount": 1500000 }'

Capabilities

Everything in Multi-Currency Treasury

Global accounts

Receive like a local in the US, UK, EU and Canada — and pay out to 150+ countries.

Guaranteed quotes

Lock an interbank rate before you convert.

Atomic swaps

Convert between balances instantly — no settlement gap.

Domiciliary accounts

Corporate FX accounts for import and export businesses.

How it works

Live in three steps

01

Open a global account

02

Quote and convert

03

Pay out locally

Works great with

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Pan-African ambition. Worldwide connections.

Built for Africa.
Connected to the world.

From a local launch to cross-border growth, bring collections, accounts, payouts and treasury together. Choose the products and payment routes that fit your business and destination.

Africa to the world

Connect your African business to customers, teams and suppliers through payouts to 150+ countries.

Get paid across borders

Dedicated global accounts in 18 currencies, with supported local clearing such as ACH, SEPA and Faster Payments.

Local expertise. Global reach.

Combine international accounts and FX with market-specific products — including Nigerian NUBANs, NIP transfers and local bill payments.

Availability depends on the product, country, currency, partner coverage and business verification. Nigerian NUBAN and NIP services are domestic rails, not worldwide payment methods.

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Payout countries

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Account currencies

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Live APIs

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Nigerian banks & wallets

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Integration

Paddle Build Studio

Want us to build it with you?

Build for Africa and the world. Our team can deliver your fintech, web or mobile product in 2–3 weeks — or integrate Paddle APIs and build it yourself.

Security

Bank-grade by default

Encryption everywhere

TLS 1.2+ in transit, AES-256 at rest.

Licensed partners

Banking services through licensed partners; Nigerian accounts through CBN-licensed banks.

Data protection

Data safeguards and privacy controls, including NDPA/NDPR requirements for Nigeria.

Signed webhooks

HMAC-SHA256 signatures on every event.

Trusted by teams building on Paddle APIs

HHilltoppay
PPaypod
RRentilly

Explore all questions